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  We all know that special feeling when a family heirloom is passed down or when that special someone gives you a piece of jewelry. How would you feel if that item was stolen or damaged in a fire?  With Valentine’…

Where does the “replacement cost” come from?

  REPLACEMENT COST At Bailey Family Insurance we educate about ensuring your home for “full replacement cost” but what does that mean? Why am I insuring my home for way more than what I paid for it?  What does “replacement…

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