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Vacant Property Insurance Owning a vacant building can pose serious liabilities because vacant buildings are more susceptible to vandalism, undetected repairs, fire and other losses. If you own vacant property, it is advisable to purchase vacant property insurance, also known…

The Magnitude of Earthquake Coverage The Illinois Emergency Management Agency is continuing to advise Illinois Residence of the likely hood that we too could experience a sizeable earthquake here in Illinois. Generally, this is not something we think about here…

Does my business need an Inland Marine policy? Inland marine insurance was once used strictly in the ocean marine industry to protect against property losses before, during, and after water transfers. As the non-ocean aspect of the cargo journey developed,…

Why is My Workers Compensation so Expensive? Workers Comp starts out as a fairly simple formula. Your payroll times the rates equal your premium. Where do rates come from? They come from the Workers Comp Insurance Rating Bureau (www.wcirb.com), a private non-profit association that…

Life Insurance for Business Owners You might think life insurance is just to protect your family, but life insurance can play a big role on the business side, too. In fact, life insurance for small business owners is an essential…

Life Insurance during Policy Change Hello BFI Family Members! Youre probably recognizing a trend by now – we introduce life insurance during every stage of our process, because it’s that important! Schedule your free (& quick & painless) consult with…

Introducing Life Insurance to the BFI Family! Welcome to the BFI Family! As part of fulfilling our mission of “Loving the Community through Protection and Education”, we make it a standard to also offer life insurance to our clients. Meet…

Life Insurance during Claim As we work to get you back on track after your claim, part of that process is also ensuring you have life insurance in place. As we all know, the unexpected happens, and we want to…

Gift yourself Life Insurance for your Birthday! Happy Birthday from BFI! Your Birthday is the perfect time to get your life insurance set up and lock in your rate! Start your quote here: 

Protect Your Property with Ordinance & Law Coverage Protect Your Property with Ordinance and Law Coverage. Most insurance policies are written to allow a building owner to rebuild to the condition it was in prior to a loss, this type…