Personal Articles Policies

Don’t make the common mistake of covering your jewelry under your Homeowner’s Policy.  Homeowner policies have limitations on how much coverage they can offer if your jewelry is ever lost or stolen.  You also want to take into consideration that your Homeowners policy will come with a high deductible that eats away at the value or your jewelry if a claim is filed, not to mention your Homeowners rates will increase when filing claims.  The smart solution is covering your jewelry under a personal articles policy.  They are inexpensive, have no deductibles, and will even cover things your homeowners policy wont such as stones falling out!  If you have bling that your man got you that you are proud of, give it the coverage it deserves by insuring it under a personal articles policy.